Category Archives: Independent Financial Adviser

Financial Risk Manager Handbook: FRM Part I / Part II (Wiley Finance)

  buy now £94.45 The essential reference for financial risk management Filled with in-depth insights and practical advice, the Financial Risk Manager Handbook is the core text for risk management training programs worldwide. Presented in a clear and consistent fashion, this completely updated Sixth Edition, mirrors recent updates to the new two-level Financial Risk Manager […]

UK Regulatory Financial Services Compliance Specialist Services Provider ref PRA & FCA

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A compliance definition is difficult to obtain other than “We define compliance within our firm as the function of identifying relevant legislative, regulatory and best practice requirements and then implementing the required changes to our systems and controls to facilitate adherence to these obligations on an ongoing basis.” However, every firm needs external perspective and […]

Shock Failings In Firms’ Regulated Complaint Handling Rules

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             Are Firm’s Managing Complaints Efficiently And Learning The Lessons From ALL Complaints, Not Just Cherry Picking The Juicy Ones To Report? The changes made to the FCA’s complaint handling rules in June 2016 are well documented. In conclusion: The ‘next business day rule’ has been extended to become a […]

Questions To Ask [Important] – Regulatory Radar July 2017

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MiFID II Regulatory Pieces Are Falling Into Place With The FCA The final two pieces of UK legislation implementing MiFID II were laid before Parliament on 26th June which give the FCA powers to make certain of the changes to the handbook rules (such as the financial promotion rules) and to carry out certain administrative tasks […]

The Myths Around Suitability Reports And How To Be A Hero

A common misconception is that the suitability report has to ‘round up’ the whole process, discussions and background information that has occurred to date. It doesn’t. It simply forms part of the process of telling the story and, from a compliance perspective, will be read in conjunction with the rest of the data and information […]

So Remarkably Simple, Yet Detailed and Thorough Compliance Risk Management Reference System

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Remarkably Simple Compliance: How Are You Impacted? An indispensable step for any Compliance Officer is the identification of your business departments and the impacting regulations. With an increasing amount of regulatory bodies, the changing regulatory scenery and recently the Senior Managers and Certification Regime (awaiting further consultation), putting managers directly in the firing line, risk […]

Free Range Finance advice from IEP Financial – Part 2

IEP Financial is authorised and regulated by the Financial Conduct Authority. The opinions stated are subject to change without notice and are not intended to convey any guarantees as to the future performance of any investment products or asset classes discussed. In this second instalment of our “free range finance” series, In this instalment MD […]

Free Range Finance advice from IEP Financial – Part 1

IEP Financial is authorised and regulated by the Financial Conduct Authority. The opinions stated are subject to change without notice and are not intended to convey any guarantees as to the future performance of any investment products or asset classes discussed. The first of our “free range finance” series, In this installment MD Ian Poysden […]

“Sell in May, and come back on St. Ledger’s Day” – Good advice or sheer bunkum?

You’ve almost certainly have heard the phrase, but what’s the thinking behind it? We shed some light on this old City adage and take a look at whether, historically at least, the figures add up. Source: Ned Davis Research, Ibbotson Associates This interview, recorded on 22/5/17, is designed to give an insight into our investment […]

IFAs! Have your work double-marked for suitability

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‘Can help iron out rough edges’ Advisers should have their work checked over to make sure standards remain consistent and high, according to Threesixty Services managing director Phil Young.  Small, independent and directly authorised firms performed slightly less consistently than their larger and restricted counterparts in the regulator’s recent suitability review, but Young argued even […]