Self Certification Mortgages, also known as self-cert mortgages allowed somebody to borrow without requiring proving their income. They were withdrawn from the market by the Financial Conduct Authority back in 2014 because it was felt that they were not suitable for the general market and presented a risk for the consumer.
Though just because Self Cert Mortgages are no longer available doesn’t necessarily mean it’s really difficult for self-employed people to get a mortgage. As long as you can prove your income as a self-employed person after that you have access to exactly the same range of mortgage service as everyone else. For more information, please call 0800 612 2677.
Please visit us – http://buy-to-let-remortgages.co.uk/self-cert-buy-to-let-mortgages.html